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Three Places For Successful Investing
In order to grow your money, you are going to have to plant it like a seed in the right soil for it to produce. You must be willing to start small and take one simple step at a time. Remember, the steps (not the running leaps) of a righteous man are ordered of the Lord (Prov. 37:23).

Here are three places you can successfully invest your money.
  1. In your own business. This may be the best return you will ever get, because you have complete control over all that you do. It may be investing in lawn care equipment for a landscaping business. It could be an investment in a university to become a doctor.

  2. In the stock market. When you buy stocks, bonds, or mutual funds (collections of stocks), you are basically buying a small part of a company like Wal-Mart, GAP, or General Motors. You must do very good research, get sound advice from experts, and believe that the stock you buy will grow.

    Remember this: nine out of ten companies fail in five years. Of those that survive the first five years, nine out of ten eventually fail as well. So invest in proven companies that you know will be around a long time.

  3. In a home. As soon as you can, buy a home after you get out of high school. While your cars and video games will depreciate, a home purchased in the right place at the right price will go up in value.
Four DOs and DON'Ts Of Budgeting
Budgeting you money is simple sitting down and making out a list of how much income you have versus how much you're paying out in bills and expenses each month. Your expenses include everything from clothing and gasoline to insurance and entertainment. This helps you to know "the state of your flocks," as Proverbs teaches us (Prov. 27:23 NKJV).

Here are four DOs:
  1. DO be realistic about how much things cost (don't underestimate).

  2. DO pay the tithe first; this will ensure that the other 90 percent is protected.

  3. DO pay yourself second. As a rule, putting 10 percent into savings or investments is good.

  4. DO eliminate as much debt, interest, and unnecessary luxuries as possible.
Here Are Three DON'Ts:
  1. DON'T finance purchases on a credit card unless you intend to pay the full amount (no interest) on the due date.

  2. DON'T put yourself in a financial straight jacket, having every last penny spoken for.

  3. DON'T be afraid to ask someone for help in your planning if you're having trouble making ends meet.
Source: Every Teenager's Little Black Book On Cash
by Blaine Bartel
Excerpt permission granted by Harrison House Publishers

Author Biography

Blaine Bartel
Web site: Blaine Bartel
Blaine is a modern-day Lazarus. Jesus resurrected him out of 23 years of sexual addiction and the death of everything he held dear. Today he coaches men out of sexual brokenness and into the Jesus life. Blaine and his wife Lori reside in Tulsa, Oklahoma. They love going on long walks from the kitchen to the living room and have a weakness for reality shows. Along with his speaking and coaching, Blaine is a writer and has recently shared his resurrection story in his latest book, "Death by a Thousand Lies." For the inquiring mind, a complete history is below.

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